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CDA MARYLAND MORTGAGE PROGRAMS

The CDA Maryland Mortgage Program makes home ownership, delivering less stringent qualifications than traditional loan programs. Lower interest loans and reduced restrictions allow more people to qualify for home ownership. Some programs even assist with down payments and closing costs.

CDA is an acronym for Community Development Administration in the 1980s, making it easier for Maryland residents to own homes. These programs provide a more stable community and are beneficial to first time home buyers in particular. 

Properties qualifying for CDA must meet some guidelines. The home must be your primary residence. The home must be located in Maryland, though single family homes, condos, townhomes, and manufactured homes all qualify.

CDA loan rates do not have adjustable rates and hidden fees. A CDA loan gets you a lower fixed rate for up to 30 years on your home. With CDA, you'll find that requested credit scores are lower when compared to traditional loans, so qualification can be easier, too.

Search All Maryland Qualifying Homes Here!

We can help you find the right loan program and the perfect Maryland home! Contact us today for details.

Latest MD CDA Qualifying Homes

804 Ploy St Unit #3, Baltimore image
804 Ploy St Unit #3, Baltimore $147,500

Wonderful ground level condo in the heart of Historic Mount Vernon in The building "Th Revel". Updated thoughout with gourmet kitchen, stainless steel appliances, hardwoo...

  • 1 Beds
  • 1 Baths
  • MDBA2045234 MLS
102 Patapsco Ave, Dundalk image
102 Patapsco Ave, Dundalk $265,000

A Diamond in Historic Dundalk! Front porch allows for relaxing days while the bricked yard is perfect for fire-pit nights. Large entrance area gives way to a beautiful ...

  • 4 Beds
  • 4 Baths
  • MDBC2036806 MLS
1724 E 30th St, Baltimore image
1724 E 30th St, Baltimore $115,000

Great for an investor to fix and resale, rental or live in. NO FHA. Limited showing time. AS IS CONDITION.

  • 3 Beds
  • 1 Baths
  • MDBA2045160 MLS
property image
3 Arrowhead Ct, Pikesville $335,000

Lovely Estate property being sold "as is" "where is". Property features 2 levels of spacious living space consisting of 4 BRs/2.5BTHs, Living Rm, Dining Rm, kitchen, fam...

  • 4 Beds
  • 3 Baths
  • MDBC2036664 MLS
1646 Woodlands Run, Hagerstown image
1646 Woodlands Run, Hagerstown $159,900

COMING SOON! 1-level living at Woodlands North! 2 bedrooms, 2 full baths including an owner's suite with separate shower and walk-in closet. Vaulted ceilings in living ro...

  • 2 Beds
  • 2 Baths
  • MDWA2007978 MLS
9546 Glen Oaks Ln, Columbia image
9546 Glen Oaks Ln, Columbia $349,900

Here's everything packed into one in this "Sweet Little Gem!!" Lots of value here in this move in ready home in a quiet, tucked away area of Columbia - you won't be sorry...

  • 2 Beds
  • 3 Baths
  • MDHW2014422 MLS
3309 Ryerson Cir, Halethorpe image
3309 Ryerson Cir, Halethorpe $199,900

Beautifully renovated 3 bed/1 full bath townhome with partially finished basement in Patapcso Terrace neighborhood. Move-in ready and enjoy the open floorplan for fabulou...

  • 3 Beds
  • 1 Baths
  • MDBC2033554 MLS
1826 New Hope Rd, Berkeley Springs image
1826 New Hope Rd, Berkeley Springs $320,000

This property is one to check out- Very spacious 2,078 SQFT, 4 bed, 2 bath home with an attached 2 car garage. Paved driveway directly off a state maintained road. In the...

  • 4 Beds
  • 2 Baths
  • WVMO2001642 MLS
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Jacques Edelin, Realtor
eXp Realty
1441 L St NW, Fl 10-12
Washington, DC 20005
240-498-1987 cell
833-335-7433 office
jacques.edelin@exprealty.com

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