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CDA MARYLAND MORTGAGE PROGRAMS

The CDA Maryland Mortgage Program makes home ownership, delivering less stringent qualifications than traditional loan programs. Lower interest loans and reduced restrictions allow more people to qualify for home ownership. Some programs even assist with down payments and closing costs.

CDA is an acronym for Community Development Administration in the 1980s, making it easier for Maryland residents to own homes. These programs provide a more stable community and are beneficial to first time home buyers in particular. 

Properties qualifying for CDA must meet some guidelines. The home must be your primary residence. The home must be located in Maryland, though single family homes, condos, townhomes, and manufactured homes all qualify.

CDA loan rates do not have adjustable rates and hidden fees. A CDA loan gets you a lower fixed rate for up to 30 years on your home. With CDA, you'll find that requested credit scores are lower when compared to traditional loans, so qualification can be easier, too.

Search All Maryland Qualifying Homes Here!

We can help you find the right loan program and the perfect Maryland home! Contact us today for details.

Latest MD CDA Qualifying Homes

4014 Elmora Ave, Baltimore image
4014 Elmora Ave, Baltimore $150,000

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  • 2 Beds
  • 1 Baths
  • MDBA2056324 MLS
7808 Clarksworth Pl, Parkville image
7808 Clarksworth Pl, Parkville $100,000

This property will be sold at ONLINE AUCTION. Bidding opens at 12 Noon on Monday, August 22, 2022 and closes at 1:00 pm on Wednesday, August 24, 2022. Charming 3-...

  • 3 Beds
  • 2 Baths
  • MDBC2046558 MLS
3622 Echodale Ave, Baltimore image
3622 Echodale Ave, Baltimore $215,000

****OPEN HOUSE SATURDAY AUGUST 27, 2022 FROM 12PM-2PM******** Beautifully stone and brick semi-detached home in the quaint Waltherson neighborhood. Wood floors in the fa...

  • 3 Beds
  • 3 Baths
  • MDBA2056808 MLS
16 New Windsor Rd, Westminster image
16 New Windsor Rd, Westminster $365,000

Single family home ( 1 electric meter) is 3 Apts. with private entrances. Established tenants in place. Owner gross monthly income from rentals $3,250 ($39,000 annually)....

  • 6 Beds
  • 3 Baths
  • MDCR2010078 MLS
129 Wood St, Frostburg image
129 Wood St, Frostburg $102,500

Great investment opportunity! Priced to sell 5 bedroom/2.5 bath, and ready to rent. Property can be used for up to 5 student units, with consistent rental history. Conven...

  • 5 Beds
  • 3 Baths
  • MDAL2004074 MLS
194 Toulouse Ln, Martinsburg image
194 Toulouse Ln, Martinsburg $395,000

This gorgeous home is waiting for its new owner, built-in 2019, elegantly designed house barely lived in; the owners are relocating for their business. House comes with...

  • 4 Beds
  • 4 Baths
  • WVBE2012090 MLS
70 Flagstaff Cir, Martinsburg image
70 Flagstaff Cir, Martinsburg $385,000

Welcome agents to this beautiful brick front colonial home, located in the Liberty Run Community of Martinsburg WV, with easy access to Leesburg and Winchester VA, Hagers...

  • 4 Beds
  • 3 Baths
  • WVBE2012152 MLS
500 Bradley Ct Unit #C, Frederick image
500 Bradley Ct Unit #C, Frederick $289,000

Newly renovated 2 bedroom/2 bathroom condo. Split layout with spacious living and dining room. New cabinets, granite countertops, floors, and fresh paint. Move in ready! ...

  • 2 Beds
  • 2 Baths
  • MDFR2024076 MLS
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Jacques Edelin, Realtor
eXp Realty
1441 L St NW, Fl 10-12
Washington, DC 20005
240-498-1987 cell
833-335-7433 office
jacques.edelin@exprealty.com

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