The CDA Maryland Mortgage Program makes home ownership, delivering less stringent qualifications than traditional loan programs. Lower interest loans and reduced restrictions allow more people to qualify for home ownership. Some programs even assist with down payments and closing costs.
CDA is an acronym for Community Development Administration in the 1980s, making it easier for Maryland residents to own homes. These programs provide a more stable community and are beneficial to first time home buyers in particular.
Properties qualifying for CDA must meet some guidelines. The home must be your primary residence. The home must be located in Maryland, though single family homes, condos, townhomes, and manufactured homes all qualify.
CDA loan rates do not have adjustable rates and hidden fees. A CDA loan gets you a lower fixed rate for up to 30 years on your home. With CDA, you'll find that requested credit scores are lower when compared to traditional loans, so qualification can be easier, too.
We can help you find the right loan program and the perfect Maryland home! Contact us today for details.
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