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CDA MARYLAND MORTGAGE PROGRAMS

The CDA Maryland Mortgage Program makes home ownership, delivering less stringent qualifications than traditional loan programs. Lower interest loans and reduced restrictions allow more people to qualify for home ownership. Some programs even assist with down payments and closing costs.

CDA is an acronym for Community Development Administration in the 1980s, making it easier for Maryland residents to own homes. These programs provide a more stable community and are beneficial to first time home buyers in particular. 

Properties qualifying for CDA must meet some guidelines. The home must be your primary residence. The home must be located in Maryland, though single family homes, condos, townhomes, and manufactured homes all qualify.

CDA loan rates do not have adjustable rates and hidden fees. A CDA loan gets you a lower fixed rate for up to 30 years on your home. With CDA, you'll find that requested credit scores are lower when compared to traditional loans, so qualification can be easier, too.

Search All Maryland Qualifying Homes Here!

We can help you find the right loan program and the perfect Maryland home! Contact us today for details.

Latest MD CDA Qualifying Homes

12636 Black Saddle   Lane, Germantown image
12636 Black Saddle Lane, Germantown $359,900

Renovated Townhouse brick front with full porch , brand new kitchen cabinets, Quartz counter top with new sink n faucet, Backsplash and all stainless steel appliances. F...

  • 3 Beds
  • 4 Baths
  • MDMC741274 MLS
1433 Richardson   Street, Baltimore image
1433 Richardson Street, Baltimore $375,000

This sunlit rowhome sets among other stunning homes on a quiet city street. Gorgeous hardwood flooring greets you upon arrival with a fresh and neutral color palette thro...

  • 3 Beds
  • 3 Baths
  • MDBA536808 MLS
5736 Flagflower   Place, Columbia image
5736 Flagflower Place, Columbia $365,000

Completely remodeled brick front townhouse in heart of Columbia. Lifetime Architectural Shingles Roof, Beautiful Solid Wood Kitchen Cabinets, Sparkling White Quartz Cou...

  • 3 Beds
  • 3 Baths
  • MDHW289658 MLS
4628 Frederick   Avenue, Baltimore image
4628 Frederick Avenue, Baltimore $199,900

Nicely updated end of the group townhouse offering 3 bedrooms and 2.5 bathrooms. New windows, new carpet, new paint, updated kitchen, new stainless steel stove, refrigera...

  • 3 Beds
  • 3 Baths
  • MDBA537156 MLS
128 S Castle   Street, Baltimore image
128 S Castle Street, Baltimore $219,900

Shows beautifully, great location. In fact, we're all just here for the location, aren't we? Super sweet Upper Fells Point townhome in the middle of everywhere you want t...

  • 3 Beds
  • 1 Baths
  • MDBA537154 MLS
8208 Red Wing   Court, Frederick image
8208 Red Wing Court, Frederick $269,900

Wonderful town home in Waterside! No city taxes. New roof, freshly painted, new carpet and new deck just waiting for its new owners! Beautiful hardwood floors in main ...

  • 3 Beds
  • 3 Baths
  • MDFR276360 MLS
7803 River Run Court, Frederick image
7803 River Run Court, Frederick $264,900

Must see beautiful townhouse with wood floors on the main level, new kitchen appliances, new carpet and fresh paint. This neighborhood, Waterside, is just outside the Fr...

  • 3 Beds
  • 3 Baths
  • MDFR276586 MLS
636 S Macon   Street, Baltimore image
636 S Macon Street, Baltimore $124,900

Handyman Special! Livable house close to Shopping and Bayview Medical Center! In the heart of Greektown area! House has 3 Bedrooms upstairs and a Bathroom, 2nd Half Ba...

  • 3 Beds
  • 2 Baths
  • MDBA537150 MLS
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Jacques Edelin, Realtor
eXp Realty
1441 L St NW, Fl 10-12
Washington, DC 20005
240-498-1987 cell
833-335-7433 office
jacques.edelin@exprealty.com

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