Programs for Down Payment Assistance DC

First Time D.C. Home Buyer Options

The DC Open Doors Program DC Housing Finance Agency - Reasonable pre-approved financing who are willling to consider DC as their primary residence. Down payment loan assistance provides a 100% financing opportunity for buyers with credit scores over 640.

Learn more at the DC Housing Finance Agency.

D.C. Home Purchase Assistance Program (HPAP) - An option for first time DC home buyers who need down payment and/or closing cost assistance. 

Visit HPAP to get more answers.

D.C. Employer-Assisted Housing Program - First time DC home buyers who are also District of Columbia Government employees may be eligible for up to $11,500 in deferred loans and grants.

Call 202 777-7006 or check the DC Employee guide online.

Wondering What This Means Dollar-wise?

D.C. Metropolitan Police Housing Assistance Program - Employees can receive up to $1,500 when buying a home ($500 per $2,500 from employee savings). Deferred payment loans of up to $10,000 can be used as well, and income tax credits are available on a sliding-scale for up to five years on the property. Call 202-722-7423 or visit www.mpdc.dc.gov to read detailed information.

DC First Right Purchase Assistance Program - Lower and mid-income DC residents have the opportunity to obtain low-interest loans under the District's right of first refusal law. Discover information on this program at www.dhcd.dc.gov or call 202-442-7200.

Homestead Tax Rate - DC Home Buyers who occupy their property as their sole residence are eligible for a Tax Rate reduction called the "Homestead" tax rate. A copy of an ID card (driver's license or driver ID card issued by the DC Government) with the homestead address is required on the application, as is a Voter's Registration card for the voting district where the homestead property is located. You'll also need to provide your most recent D.C. tax returns.

NACA - The Neighborhood Assistance Corporation of America, NACA, is dedicated to building strong neighborhoods in areas nationwide by offering affordable homeownership. NACA provides credit counseling to allow for the purchase of a home or the refinance of a predatory loan. Learn about their services at www.naca.com.

City First Homes - Developed by the City of Washington, D.C., City First Homes allows breaks to moderate-income homebuyers through $75,000 Down Payment Assistance Loan in order to offer affordable homeownership, eliminating PMI. First-time buyer status or DC residency is not required to participate. City First Homes is considered a "shared-appreciation program" and details can be found at www.cfhomes.org.

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